A strong insurance underwriter resume shows three things fast: you judge risk soundly, you price accurately and you document your decisions clearly. A clear structure helps employers find these points quickly.
Below are 5 free insurance underwriter resume examples for personal lines, commercial lines, life and health, entry-level and claims-to-underwriting applicants. After them, use the free builder to create your own, then print it or copy it.
AdvertisementAll examples are fictional. Replace every detail with your own true information, and never copy numbers, awards or designations you did not earn.
5 Insurance Underwriter Resume Examples
Quick jump: Personal linesCommercial linesLife and healthEntry levelClaims to underwriting
Senior Personal Lines Underwriter
Columbus, OH | (555) 010-0612 | daniel.whitmore@email.com
Summary
Analytical senior insurance underwriter with 8 years of experience evaluating auto and home risks, pricing policies and mentoring junior staff. Known for sound decisions, clear file notes and strong agent relationships.
Selected Achievements
- Underwriter of the Year, 2025, chosen from a team of 30
- Cut file rework by 25% with a standard review checklist
Experience
Senior Underwriter, Larkfield Mutual Insurance, Columbus, OH | 2018 to present
- Review about 35 auto and home applications a day and approve or decline each within guidelines
- Price policies with rating software and keep the loss ratio 4 points below target
- Mentor 5 junior underwriters and review about 20 of their files a week
- Refer about 15 complex risks a month to the underwriting manager with clear notes
- Cut average quote turnaround from 3 days to 1 day
Underwriting Analyst, Pinecrest Insurance Agency, Phoenix, AZ | 2015 to 2018
- Prepared about 25 files a day for underwriter review
- Checked loss histories and credit reports with 99% accuracy
- Ran about 15 pricing quotes a day
- Answered about 20 agent questions a day
- Trained 2 new analysts on rating software
Certifications
Chartered Property Casualty Underwriter (CPCU)
Education
Bachelor of Science in Business Administration, Finance | 2016
Skills
Risk assessment, underwriting guidelines, policy pricing, rating software, Excel, attention to detail, decision making
Commercial Lines Underwriter
MICHELLE CARTER
Charlotte, NC | (555) 010-0623 | michelle.carter@email.com
Summary
Detail-oriented commercial lines underwriter with 5 years of experience reviewing small business submissions and pricing coverage. Skilled in loss run analysis, financial review and clear broker communication.
Selected Achievements
- Top Accuracy Award, 2025, with 99% on file audits
- Reduced rework by 20% with a standard review checklist
Experience
Commercial Underwriter, Sandhill Commercial Insurance Group, Charlotte, NC | 2021 to present
- Manage a book of about 250 small business accounts worth $4 million in annual premium
- Review financials, loss runs and inspection reports for about 10 submissions a week
- Negotiate terms and pricing with 18 brokers
- Hold the loss ratio 3 points under target
- Passed 100% of file audits with complete notes
Underwriting Assistant, Copperline Insurance Services, Dallas, TX | 2019 to 2021
- Prepared about 30 commercial files a week for underwriter review
- Gathered loss runs and financial statements with 99% accuracy
- Entered account data for about 40 policies a week
- Answered about 15 broker calls and emails a day
- Kept 300 account files organized
Certifications
Associate in General Insurance (AINS)
Education
Bachelor of Science in Finance | 2019
Skills
Loss run analysis, financial analysis, policy pricing, broker relations, underwriting guidelines, Excel, regulatory compliance
Life and Health Underwriter
ANTHONY BROOKS
Kansas City, MO | (555) 010-0634 | anthony.brooks@email.com
Summary
Careful life and health underwriter with 6 years of experience reviewing applications, medical records and coverage terms. Skilled in risk assessment, accurate decisions and working with medical directors.
Selected Achievements
- Fastest decision time on the team for 2 years in a row
- Passed 100% of quality reviews in 2025
Experience
Life Underwriter, Bluestem Life Assurance, Kansas City, MO | 2020 to present
- Review about 20 life insurance applications a day, including medical records and lab results
- Set coverage terms and premium classes within guidelines
- Cut average decision time from 12 days to 8 days
- Work with medical directors on about 10 complex cases a month
- Mentored 4 junior underwriters
Underwriting Assistant, Windmere Benefits Group, Milwaukee, WI | 2018 to 2020
- Ordered and tracked medical records for about 40 cases a week
- Entered application data with 99% accuracy
- Prepared about 25 files a day for underwriter review
- Answered about 15 agent calls and emails a day
- Followed privacy rules for every record
Certifications
Fellow, Life Management Institute (FLMI)
Education
Bachelor of Arts in Economics | 2018
Skills
Risk assessment, underwriting guidelines, medical record review, decision making, regulatory compliance, Excel, clear communication
Entry-Level Underwriting Assistant
JESSICA MORALES
Phoenix, AZ | (555) 010-0645 | jessica.morales@email.com
Summary
Analytical insurance professional with an insurance fundamentals certificate and insurance internship experience, seeking an underwriting assistant role. Skilled in file review, data entry and clear communication.
Selected Achievements
- Completed the insurance fundamentals certificate with a score of 94%
- Finished a 12-week internship with perfect attendance
Experience
Insurance Intern, Windmere Benefits Group, Milwaukee, WI | Jun 2025 to Aug 2025
- Filed and scanned about 50 documents a week
- Entered about 40 client records a week with 99% accuracy
- Helped prepare 20 benefits summaries
- Answered about 15 calls and emails a day
- Presented a 10-slide risk project to a team of 12
Certifications
Insurance Fundamentals course certificate, 2026
Excel for data analysis course certificate, 2026
Education
Bachelor of Science in Business Administration, Finance | 2026
Skills
File review, data entry, Excel, attention to detail, insurance fundamentals, clear communication, teamwork
Claims Adjuster Moving to Underwriting
RYAN FOSTER
Sacramento, CA | (555) 010-0656 | ryan.foster@email.com
Summary
Analytical claims adjuster with 4 years of experience reviewing losses and coverage, seeking an underwriting role. Brings sound judgment, loss analysis and clear communication with agents and policyholders.
Selected Achievements
- Adjuster of the Quarter, 2025
- Reduced average claim cycle time by 15%
Experience
Claims Adjuster, Redwood Hollow Insurance Group, Sacramento, CA | 2022 to present
- Review and settle about 25 auto and property claims a month within authority
- Check coverage and policy terms on every claim
- Spot patterns in loss data and shared 6 findings with underwriters
- Keep settlement accuracy at 99% on file audits
- Answer about 20 policyholder and agent calls a day
Claims Assistant, Copperline Insurance Services, Dallas, TX | 2020 to 2022
- Opened and organized about 30 claim files a week
- Entered claim data with 99% accuracy
- Scheduled about 15 property inspections a week
- Answered about 25 calls a day
- Followed privacy rules for every record
Certifications
Associate in General Insurance (AINS)
Education
Bachelor of Science in Business Administration | 2020
Skills
Risk assessment, loss analysis, policy review, Excel, regulatory compliance, decision making, clear communication
Free Insurance Underwriter Resume Builder
Step 1. How much experience do you have?
Step 2. Which type of insurance do you want to underwrite?
Step 3. Tap the skills you really have. They appear in your resume.
Step 4. Click any text in the resume and type to make it yours.
Replace the sample name, dates, numbers and employer details with your own true information. List only designations you hold, such as CPCU or AINS, and make sure names and dates match your records. Never include confidential company, client or policyholder details.
DANIEL WHITMORE
Columbus, OH | (555) 010-0612 | daniel.whitmore@email.com
Summary
Analytical senior insurance underwriter with 8 years of experience evaluating risk, pricing policies and mentoring junior staff. Known for sound decisions, clear file notes and strong broker relationships.
Detail-oriented insurance underwriter with 3 years of experience reviewing applications and pricing policies within authority. Accurate, analytical and committed to sound risk decisions.
Analytical insurance professional with an insurance fundamentals certificate and insurance internship experience, seeking an underwriting assistant role. Skilled in file review, data entry and clear communication.
Selected Achievements
- Underwriter of the Year, 2025, chosen from a team of 30
- Cut file rework by 25% with a standard review checklist
- Top Accuracy Award, 2025, with 99% on file audits
- Reduced rework by 20% with a standard review checklist
- Completed the insurance fundamentals certificate with a score of 94%
- Finished a 12-week insurance internship with perfect attendance
Experience
2018 to present
- Reviewed about 35 auto and home applications a day and approved or declined each within guidelines
- Priced policies with rating software and kept the loss ratio 4 points below target
- Mentored 5 junior underwriters and reviewed about 20 of their files a week
- Referred about 15 complex risks a month to the underwriting manager with clear notes
- Cut average quote turnaround from 3 days to 1 day
2018 to present
- Managed a book of about 400 small business accounts worth $6 million in annual premium
- Reviewed financials, loss runs and inspection reports for about 12 submissions a week
- Negotiated terms and pricing with 25 brokers
- Held the loss ratio 3 points under target for 3 years
- Trained 4 new underwriters on appetite and guidelines
Senior Underwriter, Bluestem Life Assurance, Kansas City, MO
2018 to present
- Reviewed about 20 life insurance applications a day, including medical records and lab results
- Set coverage terms and premium classes within guidelines
- Cut average decision time from 12 days to 8 days
- Worked with medical directors on about 10 complex cases a month
- Mentored 4 junior underwriters
Underwriter, Larkfield Mutual Insurance, Columbus, OH
2023 to present
- Reviewed about 25 auto and home applications a day within authority limits
- Checked motor vehicle reports, claims history and property details for every file
- Priced policies with rating software with 99% accuracy
- Answered about 15 agent questions a day within the same business day
- Referred about 8 complex risks a month to senior underwriters
Underwriter, Sandhill Commercial Insurance Group, Charlotte, NC
2023 to present
- Managed about 150 small business accounts worth $2 million in annual premium
- Reviewed loss runs and applications for about 8 submissions a week
- Quoted and bound about 20 policies a month within authority
- Worked with 12 brokers on terms and pricing
- Passed 100% of file audits with complete notes
Underwriter, Bluestem Life Assurance, Kansas City, MO
2023 to present
- Reviewed about 15 life and health applications a day
- Read medical records and attending physician statements for every file
- Approved or referred each case within authority limits
- Answered about 12 agent questions a day
- Kept 99% accuracy on file audits
Underwriting Assistant, Larkfield Mutual Insurance, Columbus, OH
2026 to present
- Prepared about 30 auto and home files a day for underwriter review
- Gathered motor vehicle reports and claims histories with 99% accuracy
- Entered policy data for about 40 applications a day
- Answered about 15 agent calls and emails a day
- Ran about 10 practice quotes a day under a senior underwriter
Underwriting Assistant, Sandhill Commercial Insurance Group, Charlotte, NC
2026 to present
- Prepared about 15 commercial submissions a week for underwriter review
- Gathered loss runs and financial statements with 99% accuracy
- Entered account data for about 30 policies a week
- Answered about 12 broker calls and emails a day
- Ran about 8 practice quotes a week under a senior underwriter
Underwriting Assistant, Bluestem Life Assurance, Kansas City, MO
2026 to present
- Prepared about 25 life application files a day for underwriter review
- Ordered and tracked medical records for about 40 cases a week
- Entered application data with 99% accuracy
- Answered about 15 agent calls and emails a day
- Followed privacy rules for every record
Underwriting Analyst, Pinecrest Insurance Agency, Phoenix, AZ | 2015 to 2018
- Prepared about 25 files a day for underwriter review
- Checked loss histories and credit reports with 99% accuracy
- Ran about 15 pricing quotes a day
- Answered about 20 agent questions a day
- Trained 2 new analysts on rating software
Underwriting Assistant, Copperline Insurance Services, Dallas, TX | 2022 to 2023
- Prepared about 30 files a day for underwriter review
- Entered about 40 applications a day with 99% accuracy
- Ordered motor vehicle reports for about 20 files a day
- Answered about 15 calls a day
- Kept 300 policy files organized
Insurance Intern, Windmere Benefits Group, Milwaukee, WI | Jun 2025 to Aug 2025
- Filed and scanned about 50 documents a week
- Entered about 40 client records a week with 99% accuracy
- Helped prepare 20 benefits summaries
- Answered about 15 calls and emails a day
- Presented a 10-slide risk project to a team of 12
Certifications
- Chartered Property Casualty Underwriter (CPCU)
- Chartered Property Casualty Underwriter (CPCU)
- Fellow, Life Management Institute (FLMI)
- Associate in General Insurance (AINS)
- Associate in General Insurance (AINS)
- Life and health insurance course certificate, 2025
- Insurance Fundamentals course certificate, 2026
- Insurance Fundamentals course certificate, 2026
- Insurance Fundamentals course certificate, 2026
- Excel for data analysis course certificate
Education
Bachelor of Science in Business Administration, Finance | 2016
Bachelor of Science in Business Administration, Finance | 2022
Bachelor of Science in Business Administration, Finance | 2026
Skills
- Risk assessment
- Underwriting guidelines
- Policy pricing
- Rating software
- Loss run analysis
- Financial analysis
- Broker relations
- Excel
- Attention to detail
- Regulatory compliance
- Decision making
- Clear communication
To save your resume: press Ctrl+P (Windows) or Cmd+P (Mac) and choose Save as PDF. Only the resume prints. To copy it, select the text inside the resume and press Ctrl+C or Cmd+C.
How to Write Each Section
| Section | What to put |
|---|---|
| Header | Name, city, phone, email |
| Summary | Years, line of insurance, 2 or 3 strengths |
| Selected Achievements | 2 or 3 proven results |
| Experience | Action bullets with real numbers |
| Certifications | Only designations you hold, such as CPCU or AINS |
| Education | Degree and field of study |
| Skills | Match the job posting, listed last |
- Header. Add your name, city, phone and email. A photo and full street address are not needed.
- Summary. Two or three lines on years of experience, the line of insurance and strengths. Reuse a few words from the posting.
- Selected Achievements. Put two or three proven results right after the summary so employers see them first.
- Experience. List jobs newest first. Start bullets with action verbs and use only numbers you can explain.
- Certifications. List only designations you hold, such as CPCU or AINS, with dates that match your records.
- Education. List your degree and field of study.
- Skills. Finish with skills you can really perform and that appear in the posting.
- References. Skip “available upon request”. Prepare a separate list of two or three references.
Insurance Underwriter Job Facts From the BLS
| Fact | BLS figure (insurance underwriters) |
|---|---|
| Median pay (May 2025) | $81,370 a year ($39.12 an hour) |
| Typical entry-level education | Bachelor’s degree |
| Work experience in a related occupation | None |
| On-the-job training | Moderate term; beginners often work under senior underwriters for up to 12 months |
| Jobs in 2025 | About 125,600 |
| Job outlook, 2025 to 2035 | -4% (decline) |
| Openings each year, on average | About 6,800, all from replacement |
The Bureau of Labor Statistics says underwriters review insurance applications, decide whether to approve them and, for approved applications, set coverage amounts and premiums. Software often generates recommendations, which underwriters review and may supplement with sources such as medical documents or credit scores. Employment is projected to decline 4% from 2025 to 2035, but about 6,800 openings are expected each year, all from workers who leave the occupation or the labor force. Pay and duties vary by employer and line of insurance.
Tips for a Stronger Insurance Underwriter Resume
- Tailor it to the line. Personal lines stress volume and speed, commercial lines stress loss runs and brokers, and life and health stress medical records.
- Quantify your work. Applications per day, premium managed, turnaround time and audit accuracy.
- Show your tools. Name the rating, policy and analysis software you use.
- Use strong action verbs. Reviewed, priced, evaluated, negotiated, mentored.
- Keep it to one page. Use a simple layout with standard fonts.
Mistakes to Avoid
- Vague bullets. Say how many files, which line and what result.
- Listing designations you do not hold. Write only what you have earned.
- Sharing confidential details. Leave out client, policyholder and company information.
- Too long. One page is enough for most applicants.
- Typos. An underwriting resume must be accurate. Check every number before sending.
Insurance Underwriter Resume Checklist
Tick each item as you finish. You are ready to apply when the counter reaches 10.
Frequently Asked Questions
What should an insurance underwriter resume include?
Include a short summary, 2 or 3 selected achievements, your experience with numbers, designations you hold, education and skills. Show the lines of insurance you underwrite, the size of your book, your accuracy and the results you delivered.
How do I write an insurance underwriter resume summary?
Write two or three lines with your years of experience, the line of insurance, such as personal, commercial or life and health, and two or three strengths such as risk assessment, pricing and clear file notes. Reuse a few words from the posting.
What skills should I list?
Pick skills you can prove and that appear in the posting, such as risk assessment, underwriting guidelines, policy pricing, rating software, loss run analysis, financial analysis, broker relations, Excel and attention to detail.
Which certifications should I list?
List only designations you hold, such as CPCU, AINS or FLMI, with dates that match your records. The Bureau of Labor Statistics (BLS) says certification may be beneficial and that requirements vary by credential.
What education do underwriters need?
The BLS says a bachelor’s degree is typically required, though some candidates with an associate’s degree or a high school diploma plus insurance-related experience qualify. Business is a common field, and finance, economics and math coursework helps.
How do I write a resume with no underwriting experience?
Lead with your degree, coursework, an insurance fundamentals course and any internship, claims, customer service or data entry experience. Use numbers for each bullet and show accuracy, such as records entered with 99% accuracy.
How do I move from claims to underwriting?
Show how your claims work supports underwriting: reviewing coverage, spotting loss patterns, using policy terms and communicating with agents. Add numbers, such as claims reviewed each month and your audit accuracy.
How do I show numbers on an underwriter resume?
Use applications reviewed per day, accounts or premium managed, quote turnaround, loss ratio targets, audit results and people you trained. Include only numbers you can explain in an interview.
Should I tailor my resume to personal, commercial or life lines?
Yes. Personal lines stress auto and home volume and speed, commercial lines stress loss runs, financials and broker relationships, and life and health stress medical records and decision accuracy.
How long should an underwriter resume be?
One page is enough for most applicants. Experienced underwriters can use a second page only if the content is strong and relevant.
Conclusion
A good insurance underwriter resume is clear, accurate and easy to scan. Show the risks you assess, the numbers you manage and the results you deliver. Then use the builder above to write yours.
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Sources: U.S. Bureau of Labor Statistics, Occupational Outlook Handbook: Insurance Underwriters (May 2025 pay; 2025 to 2035 outlook). Pay figures cover the whole occupation and vary by employer and line of insurance. Sample resumes are fictional. This page does not guarantee a job, pay or an interview.