2 Debt Collector Cover Letter Samples

Updated September 19, 2022
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How to Write an Excellent Cover Letter for Debt Collector Position?

To keep the wow factor alive in a debt collector cover letter, make sure that your content is not ordinary.

That is to say, do not rely on what other people write.

A little creativity can go a long way in helping you reach across the employer’s table and shakes hands!

So, how will you start?

By researching the company, of course! 

Write your Debt Collector Cover Letter in accordance with the employer’s needs.

See also: Debt Collector Resume Sample

Debt Collector Cover Letter Sample 1

Don Johnson
546 Some Street
Sterling Heights, MI 22030
(000) 123-4343
Don.johnson @ email . com

September 19, 2022

Ms. Karen Albert
Hiring Manager
The Premier Partners
63 Tericrest Drive
Sterling Heights, MI 27362

Dear Ms. Albert:

As a passionate debt collector, I offer over 11 years of experience working in the collections department of large financial institutions. My expertise in credit and collections, accounting, and customer service will be of great interest to you.

Please take a look at the following qualifications:

  • Verifiable track record of successfully collecting 90% of overdue debts.
  • Strong customer service and rapport-building skills, with a great ability to negotiate dependable, cost-effective payment arrangements.
  • Demonstrated expertise in balancing daily tasks and assisting other departments (especially accounts and finance) with work overflow.

If hired, you can rest assured that I can mitigate losses and reduce account delinquencies for The Premier Partners. I will call you next week to arrange a meeting. In the interim, if you need any additional information, please call me at (000) 123-4343.

Thank you for your time and consideration.


Don Johnson

Debt Collector Cover Letter Sample 2

Britany Spikes
728 Greet Tee Turn
Upper Marlboro, MD 29102
(000) 847-9565
[Applicant’s Email Address Here]

September 19, 2022

Mr. Henry Cooper
Manage Human Resources
Selene Finance
6719 Fairgreen Avenue
Upper Marlboro, MD 44442

Dear Mr. Cooper:

It is with great enthusiasm and interest that I am applying for the Debt Collector position at Selene Finance. After reading your job description, I believe that I fit the bill perfectly.

Handing delinquent accounts requires tenacity and tact to locate defaulters and convince them to pay their debts. I am experienced in carrying out skip tracing techniques to locate debtors and assist them in arranging funds so that they can meet their debt obligations.

Since I am able to work on both sides of the coin, I have had quite a high success rate in obtaining payments over the seven years that I have worked in this capacity. In the year 2013, I managed to obtain 90% of the outstanding payments from defaulting clients by employing extremely effective debt collection tactics!

As a perfectionist, I have successfully coordinated collection activities for delinquent accounts by incorporating both internal and external agencies. The success rate at my present place of work has risen considerably due to that. I would be proud to bring the same professionalism and hard work to your company.

My resume and copies of my credentials are attached to this letter. I will be in touch with your office after a few days to set up a meeting time.

Thank you very much for your consideration.

Sincere regards,

Britany Spikes
(000) 847-9565

Attachment: Resume