Loan Officer Cover Letter Sample

Updated on May 3, 2018

Overview and Guidelines

Cover letters for loan office resume are valuable when evaluating job candidates. It is not enough to merely fit your life onto one page through a resume.

But regurgitating your resume is not the purpose of a cover letter. Employers do not need to read the same thing all over again in a cover letter. They need something else that will tell them that a candidate will fit in perfectly in their company and will do as he is told while contributing some of his own. And only a cover letter can do this properly.

Being boring and formulaic will bring your cover letter a few notches down. Leaving the ball in the employer’s court will bring it down further. You need to take the lead from the very beginning. When you begin your resume, make sure that you start with a bang. A good opening almost always guarantees an interview. And since obtaining an interview is your prime objective, you must make sure that your cover letter “talks loud and clear.”

Another loan officer cover letter writing mistake that you should be aware of is rambling on too long to tell your career story. A cover letter should be a maximum of one page – longer than that will not bring you extra brownie points. In fact, it will have an adverse effect, as the employer might get frustrated.

The following cover letter sample for a loan officer position is of the perfect length:


Loan Officer Cover Letter Sample


622 Rock Street
Oneida, NY 12010

May 3, 2018

Mr. Eric Banks
Hiring Manager
Bank of America
523 Foxwood Road
Oneida, NY 13152


Dear Mr. Banks:

Developing loan applications by evaluating applicant information and documentation is all in a day’s work for me. However, I deem my work far from boring. With a great ability to delve deep into applicants’ backgrounds to determine their creditworthiness, you will find me thorough and quality-focused.

My areas of expertise are load auditing, information analysis, credit scores verification, background checks, credit analysis, and mortgages. I would appreciate it if you would focus on my broad experience in:

• Interviewing applicants to determine financial eligibility
• Counseling applicants on loan repayments and restrictions
• Setting up payment plans for debt liquidation
• Analyzing potential loan markets to find financial services promotion opportunities
• Ameliorate financial situations by investigating negative credit histories and providing recommendations

Next week, I will call your office to set up a convenient interview date and time. If you need to contact me before that, please feel free to do so at (222) 222-2222. Thank you for your time and consideration. I look forward to meeting with you soon.



Amanda Hopkins

Enc: Resume