Loan officers create a link between people who are looking for loans and the bank that is willing to give out a loan. Since you cannot expect every loan applicant to know the loan drill, these people act as the middlemen and provide information along with expediting loans for their clients.

To be a loan officer, one needs to be savvy when it comes to financial knowledge. You need to be able to understand how the system works so that you can speak intelligently to the clients. If you are new to this, you will need to have some information about how the lending and borrowing system works so that you can provide at least some basic information to clients. Below is a cover letter sample that you can use when applying for an entry level position of Loan Officer .


Loan Officer Cover Letter No Experience


9011 Spencer Street
Appleton, WI 90111
Cell: (999) 999-9991

November 29, 2015

Mr. David Hoffman
Manager Human Resources
ABC Enterprise
7811 Parkland Drive
Appleton, WI 89022


Dear Mr. Hoffman:

As an energetic finance graduate from the University of Appleton, I am seeking a Loan Officer position at ABC Enterprise as I am confident of my acumen in the loan side of the financial world. As a subject, loan dissemination was a favorite of mine and, needless to say, I excelled in it constantly.

I have read up extensively on the loan policies of popular banks in the state and I must say that I can associate with the information that I have gained as my book knowledge backs it up. I understand the need for client services which is why I have made sure that I know everything about the lending world before I apply for a position anywhere. At university, we were required to write commitment letters and fill out mock loan documents to see how the real process works which is great training in itself.

As a loan officer with ABC Enterprise, I would bring:

• Thorough understanding of providing sales support to clients, processors, and management
• Demonstrated ability to complete mortgage applications using loan product system
• Proven expertise in counseling prospective customers about suitable credit programs and responding queries and concerns

I see this as an opportunity to work with the best team, learn the ropes and contribute over a large magnum. I will call you by the end of next week to see if you have a time slot available when we can meet and further discuss my prospects for this position.

Thank you for your time and consideration.



Hannah Dylan

Enc. Resume