❖ State facts and be honest because you have to prove during your interview what you written in your cover letter.

❖ Review your Loan Officer cover letter for typos and grammatical errors before printing.

❖ Avoid addressing indirectly and using generic statements like “To whom it may concern”. Instead address your letter directly to the hiring manager.

❖ Keep your covering letter simple & concise. Use clear readable font and standard format.

❖ Use catchy action verbs to present your skills and abilities. Instead of saying ‘responsibilities included’, explain how competent you are in performing those responsibilities.

❖ Include your contact details accurately. Use your personal address – not the official one.

❖ Take pride in yourself without seeming overconfident and arrogant.


Loan Officer Cover Letter Sample


97 East 34th Street
New York, NY 10029

December 29, 2015

Ms. Emilia Smith
Hiring Manager
2727 N Central Ave
Phoenix, AZ 20124


Dear Ms. Smith:

Ever-Bank’s dedication and consistent efforts towards empowerment of underprivileged people across USA has always inspired me. This is why, while reading through your advertisement on the job-finder for the post of Loan officer, I am sure Ever-Bank is the right place for me to work. I possess the right talent to contribute considering my relevant education and extensive experience in a similar position.

Through my work at ABC Company, I learned the basic traits of educating and guiding applicants regarding loan process, answering questions and resolving related problems. This experience boosted my communication skills to a great extent. I further polished my skills in maintaining high level of market and loan variation knowledge to offer applicants better services.

Furthermore, I am highly skilled in utilizing the Automated Underwriting System (AUS) for loan process and approvals, and able to use of oracle based company databases. I possess the demonstrated ability to multi-task and well organize work in a fast paced environment. Interested in establishing myself in Ever-Bank as an experienced loan officer, having a lot to offer, I have enclosed my resume for your review.

I would welcome the opportunity to discuss my qualifications, experience, and interest with you in a meeting. You can contact me any time on the contact numbers provided on my resume. Besides, I’ll call you after two weeks to follow-up. Thank you for your time and consideration.



Margot Goddard