A skills resume, also known as a functional resume, is often a bit difficult to build. This type of resume puts all the focus on the candidate’s skills. A skills resume might be opted for, under special circumstances for example, if the candidate has a missing patch in the chronological work history or the employer stated requirements are skill based instead of being experience based.

Writing a perfect skills resume demands a deep understanding of the required skills. The skills focused must be in alignment with the employer’s job requirements for a skills resume to click. Following is a skilled based resume for debt collector position.


Debt Collector Skills Resume Example


Harris Walker

89 Old County Road | Belmont, CA 89744
Cellular: (650) 444-6666 | Res: (066) 222-7777 | Email:harris.walker @ email . com


PROFILE: Enthusiastic and diligent professional with 3+ years’ hands-on experience in debt collection and recovery. Exceptional analytical skills and remarkable ability to negotiate with clients to turn the outcomes in favor of the company. Well versed with state approved fair debt collection act and relevant policies.


Debt recovery
• Client debt records maintenance
• Liaison among clients and company
• Negotiations
• Ability to achieve and exceed monthly targets regarding debt recovery

• Proficient in handling debt record database and software
• Efficient in MS office suite
• Excellent e-linking skills

Debt collection policies
• State Approved DRS policies
• FDCPA (Fair Debt Collection Practices Act)
• Leasing and finance

Debt management
• Skilled in maintaining client database and issuing timely payment reminders
• Adept at establishing a smooth cash flow at the organization via timely and well negotiated debt recoveries
• Track record of maintaining client confidentiality

• Replenished the finance department via a challenging recovery of debts worth 200K for the company
• Negotiated a very difficult client party and came to terms for a full payment agreement to replace the initially determined lease project, keeping the company’s financial interests in view


Recovery Officer | Belmont State Department, Belmont, CA| Dec 2005 – Present

• Assist finance panel in decision making regarding approving of loans
• Keep track of lease payments due and ensure the receipt of installments
• Analyze individual cases and chalk out alternative routes like full payments or refunds


CITY COLLEGE, Belmont, CA | 2005
Bachelor’s Degree in Business Administration